Ecostat

Impact of COVID 19  in  
Unincorporated sector Enterprises 
in Kerala  
 
 
 
 
 
Department of Economics and Statistics  
Government of Kerala  
 
 Quick study report

Message  
 
I  am  glad  to  learn  that  Department  of  Economics  and  Statistics  is  bringing  out  the 
Quick study report on ‘COVID 19 impact on unincorporated sector Enterprises in Kerala’.  As 
the nation is traversing through a crucial health calamity, the statistical study   on its impact on 
various  sectors  of  the  economy  is  imperative  in  assessing,  evaluating  and  devising  new 
strategies for its  revival.   
The publication ‘ Impact  of  COVID  19   i n   Unincorporated  Sector  Enterprises 
in  Kerala ’  provides  information  on  the  impact  of  the  pandemic  on  input,  output,  workforce, 
working days, etc. of the enterprises in the uninco rporated sectors viz;   manufacturing, trade and 
other services prior and post outbreak.     
  I  hope  this  publication  will  serve  as  a  valuable  resource  for  the  resear ch  scholars, 
academicians and policy makers.  
I  profoundly  appreciate  the  commendable  work  done  by  Data  Research  and  Analysis 
Team  of  Department  of  Economics  and  Statistics  and  share  my  appreciation  for  doing  such 
brilliant works in future  
 
 
 
                     ( S d/ - )  
Date   :09/10/2020               Dr. V. Venu IAS  
Thiruvananthapuram               Additional Chief Secretary  
            Planning and Economic Affairs Department

Preface  
The unprecedented pandemic COVID - 19 cause too much strain in domestic and social 
life  in  one  side  and  accompanied   by   employment  and  economic  depletion.  As  part  of  the 
measures  to  contain  the  outbreak,  the  s tate  was  totally  under  lockdown  in  April  and  May  and 
slowly  opens  the  economic  activities  in  phased  manner .    The  pandemic  induced  lockdown 
resulted in a n economic catastrophe accompanied by widespread unemployment.  Thus to revive 
the  economy  from  the  verge  of  depletion,  lockdown  restrictions  were  lifted  in  a  phased  manner.   
In spite of these unlock phases for combating the depression, economic progress  still seems to be 
in a very low pace.  
In  this  context  state  g overnment  has  authorized  State  Planning  Board  to  study  the 
impact  of  Covid - 19  in the State in collaboration  with  Department  of  Economics  and  Statistics . 
The area of employment and economic loss  pr ojections and predictions out of this pandemic is 
assigned to Department of Economics and Statistics . As there is no data available or predictable 
sign  not  in  sight,  a  rapid  survey  need  to  be  conducted  covering  all  sectors  with  adequate 
representation. The  proposed study   on unincorporated sector enterprises   was too brief in nature 
and  the  information  collected  from  the  respondents  was  arranged  in  a  way  to  point  out  the 
magnitude of the crisis. The resources of the Department irrespective of the schemes which   they 
posted   were  designatedfor  the  quick  study  by   strictly  adhering  to  the  norms  of  “Break  the 
Chain”  campaign.    The  quick  study  is  aimed  to  assess  the  impact  of  Covid - 19  in 
unincorporated  sector  and  the  state  economy.  As  the  Unincorporated  sector  contrib utes  major 
share in employment and income, this study has much relevance today.   
  This report was prepared by Data, Research and Analysis Team, a new venture in the 
field of data analysis formed by the department.  The field work done b y the conscientious  field 
staff  within   a very short period of time in extremely challenging pandemic situations   is   highly 
commendable . The technical assistance provided by  computer division   is also acknowledged.  
I  hope  that  this  report  will  found  useful  to  policy  makers,  academicians  and  researchers. 
Suggestions for improvement of the content of this report will be greatly appreciated.  
   
Thiruvananthapuram   P.V. Babu  
 
Date: 06/10/2020   Director

C ontributors  
Data  Research and   Analysis  T eam  
Smt. Resmi C.P.   Deputy Director  
Smt. Sheena P.   Assistant Director  
Smt. Dhidhika   C.   Assistant Director  
Shri. Abhilash K.   Assistant  Director  
Shri.Sijith   Research Officer  
Shri. P.K. Kuriakose   Research Officer  
Shri.Anil Kumar   C.   Research Officer  
Shri. Abhilash K . V   Research Assistant  
Shri.Sadasivan Nair   Research Assistant  
Shri.Adarsh R.S.   Statistical Assistant Gr - I  
Shri.Syam   Kumar G.S.   Statistical Assistant Gr - I  
Kumari Baby Sindhu   Statistical Assistant Gr - II  
Smt. Neethymol kurian   Statistical Assistant Gr - II

Contents  
1   Introduction   1  
2   Methodology and Coverage   1  
3   Impact on  n umber of operating days   2  
4   Employment   loss   5  
5   Impact on receipts and operating expenses   11  
6   Status of Indebtedness   19  
  Appendix : Detailed  Tables   22

1  
  
Impact of COVID 19 in   
Unincorporated sector Enterprises  
 
I .   Introduction:  
C OVID - 19  pandemic  hit  the  nation  drastically  pushing  the  economy  into  a  huge  crisis.  Its  impact 
reverberated   in the industrial sector there by disrupting all  the  economic  activities. The   outbreak of the 
pandemic   as the subsequent lockdowns imposed i n the state activities had an adverse effect on various 
sectors,  especially  in  the  unincorporated  sector  comprising  of  manufacturing,  trade  and  service 
activities.  This  quick  study  was  conducted  to  assess  the  impact  of  the  pandemic  in  unincorporated 
sector   in the state .   The study  was commenced at the  end  of July 2020 and completed  within period of 
one week.  
2.   Methodology   and Coverage :  
Methodology:   As   per  73rd  round  National  Sample  Survey  on  Unincorporated  Sector   Enterprises 
held during 2015 - 16,  about   43 lakh workers makes their livelihood in almost 23 lakh enterprises.  Also 
from  the  survey  results,  the   sector   wis e  distribution   of   these  enterprises  in  manufacturing,  trade  and 
other  service   of  the  state   is  estimated  at   2:3:. 5.   The   present  study  was  desi gned  in  such  a  way  that 
each  field  level  official  in  all  districts  irrespective  of  their  regular  survey  schemes  were  designated  to 
collect  the  data  from  10  enterprises  by  keeping   district  wise  respective   proportions .  Also  it  was 
insisted  to  have   representation   of  small  and  big  units   in  all  NIC  groups  for  the  entire  district.  An  
online  data  collection  platform  was  also  developed  within   a  very  short  period  of  time  for  quick  data 
transfer and processing.  
Coverage :   Unincorporated  sector  enterprises  a re  those  which  were  not  incorporated.   It   excludes       
i )  Enterprises  which  are  incorporated  i.e.  registered  under  Companies  Act,  1956  ii)  The  electricity 
units  registered  with  the  Central  Electricity  Authority  (CEA)  iii)  Government  and  Public  sector 
ente rprises  iv)  Cooperatives .  The   survey  data  was  conducted  on  9261  enterpri ses  categorized  into  3 
activity  groups   –   Manufacturing,  Trade  and  Other  services.  Each  sector  was  again  classified  in  to 
different  NIC  activity  groups  as   in  National  Accounts.   As   the  part  of  the  survey  a  total  of  9261 
enterprises  were  surveyed   all  over  Kerala .  The  distribution  of  enterprises  over  various  districts  is 
given  here.  From  each  enterprise  under  coverage,  the  details  on  operating  days,  employment 
particulars,  income  &exp enditure  and  status  of  indebtedness  were  collected.  Out  of  these  9261

2  
 enterprises,  2706(29%)  enterprises  are  in  manufacturing  sector,  2873  (31%)  are  in  trading  sector  and 
3682 (40%) are in other service sector.  
 
 
 
3 .  Impact on  operating days of the enterprises :  
I.
  One  of  the   major   parameters   under  this  study   is  the  effect  of  lock  down  in  the  operation  of 
unorganised  sector  enterprises.  As  per  the  data  collected  through  this  survey,  it  was  observed  that  the 
operational  days  gradually  increased  as  the  society   had   begun   to  live  with  the  pandemic.  As   per  the 
survey  result ,   it  can  be  inferred  that  in  first  month  of  lock  down  80 %   of   the  surveyed  enterprises 
operated   less than 10  days. But   in the subsequent   months the  same shows an increasing trend .  
Month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Total %  loss  in operational days   84   65   29   25  
II.
  In  April  2020  the  manufacturing  sector  was  able  to  retain  only  12 %  of  its  normal  working  days 
whereas  in  service  sector  and  trade  sector  it  is  8 %  and  29%  respectively.      The  highest  percentage  in 
trading  sector   (29%)   may  have  been  due  to  the  relaxations  allowed  to  this  sector  taking  into  account 
its  essential  nature.    A s  with  the   lockdown   relax ation  in  the  successive  months,  as  given  in  the 
following  figure,  these  sectors  were   beginning   to  stand  up  steadily  but  from  June  to  July  the 
recovering percentage   seems   to be low as the local ised   lockdown came into force.

3  
 3. 1. Slowly   re covering   categories   (percentage of operation le ss than 50%):  Even though 
the  restriction  relaxed  in   different  phase  of  COVID  19,  it  can  be  seen  from  the  data  that  there  are 
number   of   enterprises  in  manufacturing  and   service  sectors   which  are  struggling  to  maintain  its  pace 
towards  normality.  The  list  of  NIC  categories  with  percentage  of  operation   less  than  50%  in  of   the 
total  surveyed  manufacturing  enterprises  and  other  service   sector  is  given  below.  It’ s  noteworthy  that 
the  trading  sector  maintains   a  speedy  recovery  rate  in  its  operation  in  comparison  with  other  sectors. 
The  education  sector  (25%) and  tour  and  travel  agency  sector  (47%)  were  still  very  struggling  to 
recover its normality.  
Percentage of operation less   than 50%  
 
 
Sector    
 
Sl.No.    
 
Activity    
N IC  
code    
No. of 
Units 
surveyed   Percentage   of days 
operated in July in 
comparison with normal 
working month  
 
Manufacturing  
  1   Manufacture of Coke and Refined 
Petroleum Products   19   3   45  
Other services   2   Social  Work Activities Without 
Accommodation   88   2   0  
3   Sports Activities and Amusement and 
Recreation Activities   93   9   5  
4   Water Transport  
50   3   21  
5   Education  
85   167   25  
6   Real Estate Activities  
68   20   43  
7   Travel Agency, Tour Operator and Other 
Reservation   Service Activities   79   105   47  
8   Renting and Leasing of Personal and 
Household Goods   772   110   47  
9   Accommodation  
55   65   48  
10   Creative, Arts and Entertainment Activities  
90   57   49  
It is  also observed   that 15% of the service sector activity categories are still operating below 50%  100
12 31 66 72100
29 52 84
85100
8 25 63 69
Normal working
month April May June JulyPercentage of days operated in comparision with normal month
Manufaturing Trade Other services

4  
 3.2 .  Steadily   improving categories (percentage of operation  more   than 80%):  
The  following  table  gives  the  list  of  activities  which  show  steady  increase  in  operation  toward 
normality .  In  manufacturing  sector  only  3%   activity  categories  cross  80%  of  operation.  In  trading 
sector   in all   categorical activities recover more than 80% of its normal operation in the month of July.  
Percentage of operation  more   than  8 0%  
 
 
Sector    
 
Sl.No.    
 
Activity    
NIC 
code    
No. of 
Units 
surveyed   Percentage   of days 
operated in July in 
comparison with normal 
working month  
Manufacturing   1   Manufacture of Leather and Related 
Products   15   27   81  
2   Manufacture of Computer, Electronic 
and Optical  Products   26   9   82  
3   Manufacture of Electrical Equipment  
27   8   83  
4   Manufacture of Pharmaceuticals, 
Medicinal Chemical and Botanical 
Products   21   15   86  
5   Manufacture of Machinery and 
Equipment n.e.c.   28   19   93  
Trade     Wholesale and Retail Trade and Repair  
of Motor Vehicles and Motorcycles   45   456   80  
  Wholesale Trade, except of Motor 
Vehicles and Motorcycles   46   255   84  
  Retail Trade, except of Motor Vehicles 
and Motorcycles   47   2162   86  
Other Service   1   Information Service Activities  
63   158   80  
2   Computer  Programming, Consultancy 
and Related Activities   62   85   80  
3   Office Administrative, Office Support and 
Other Business Support Activities   82   146   81  
4   Waste collection, treatment and disposal 
activities; materials recovery   38   18   81  
5   Risk and Damage  Evaluation  
6621   4   82  
6   Architecture and Engineering Activities; 
Technical testing and Analysis   71   78   82  
7   Other Financial Service Activities Except 
Insurance and Pension Funding Activities   649   44   83  
8   Libraries, Archives, Museums and Other 
Cultural  Activities   91   8   84  
9   Postal and Courier Activities  
53   45   85  
10   Telecommunications  
61   48   85  
11   Activities of Other Membership 
Organizations   949   2   87  
12   Broadcasting and Programming Activities  
60   16   87  
13   Advertising and Market Research  
73   14   87  
14   Legal and Accounting Activities  
69   10   90  
15   Special code for Chit funds  
64193   11   94  
16   Activities of Business, Employers and 
Professional Membership Organizations   941   4   95  
17   Scientific Research and Development  
72   2   98  
18   Fund Management  Activities  
663   4   99  
In  other  service  sector  20%   of  the  activity  categories  moving  towards  normality  i.e.  operating   more 
than 80%.  Also   it is observed that  at the end of  the  month of  July ; the   enterprises performing  Security

5  
 &  Investigation  activities,  Veterinary  activities,  Activities  auxiliary  to  financial  service  activities 
operated more  than100% of   its normal month ’s   of operation.  
III.
  4 .  Employment loss  due to lockdown:  
The unabated rise in C OVID  cases and subsequent lockdown restrictions has had a negative impact on 
the workforce of the unorganized sector of the state.  The workforce comprising of native and  migrant 
workers forms the  major part of the  economy. The pandemic pushed the  migrant worke rs to the  grave 
situation  of  quitting  the  job  and  returning  to  home  state .    This  economic  upheaval   resulted  in 
unemployment  at  its  extreme.  Thus  extremely  high  level  of  unemployment  crept  up as  a result  of  this 
economic  upheaval .  
   Total  employment  loss :   The   study  reveals  the  fact  that  unincorporated  sector  suffer ed   a 
huge  employment  loss  in  the  lock  down  period.  The  total  percentage  of  employment  loss  in 
different months  of lockdown period is given below.  
 
The  above  figure  reveals  the  desperate  situation  during   of  employment  loss   in   lock  down 
period .  It   shows  that  in   the  month  of  April  almost  73%  of  the  workers  were  out  of  job.  In   the 
successive  months,   as  relaxation  came  through  different  unlock  phase,  the  enterprises  slowly 
began  to  retain   its  steadiness  and  hence  more  job  participation .  Finally,  the   employment  loss 
reduced   to 29%  to its normal level by the end of July.  
   Total  employment  loss  in  Native  and  Migrant  Workers :   The   proportion  of  native 
and  migrant  workers  in  manufacturing,  trade  and  other  service  sector  in  normal  working 
month is given below .  74%
53%
32%
29%
Apr/20 May/20 Jun/20 Jul/20Percentage loss of employment during lock down

6  
  Proportion   of workers   Manufacturing   Trade   Other services  
Native   79   96   89  
Migrant   21   4   11  
The  starting  month  of  the  lock  down  phase  witnessed  employment  loss  of  73%  of  the  native 
workers  and  81%  of  the  migrant  workers .  But  in  the  consecutive  months  representation  of 
native   workers  increased  but  in  July  also  almost  55% of  the  migrant  workers  were  either  out 
of work or not available for work.  
   
   Total  employment  loss  in  different  sectors:   While  considering  the  employment  loss 
separately for manufacturing, trade and other service activities ,   it is clear that in the  month of 
April  2020  in  all  sectors  emp loyment  loss  is  higher  than  60 %. The   highest  loss  was   found  in 
service  sector ( wed by Manufacturing  sector (  
 Native  
73
Native  
51
Native  
29 Native  
25Migrant 
81
Migrant 
69
Migrant 
54 Migrant 
55
0102030405060708090
April 2020 May 2020 June 2020 July 2020%  of employment  loss  of native and migrant  workersPercentage of employment loss among  native and  migrant workers
77
56
31
3062
36
19 1478
61
41
37
Apr/20 May/20 Jun/20 Jul/20Percentage loss of employment in different sectors
Manufacturing
Trade
Other services

7  
  In subsequent  months in course of unlocking phases the  employment loss gradually declined.  
The  trade  sector  seems  to  be  more  stable  than  other  sectors.  At  the  end  of  the  survey  period, 
i ,e,  on  July  2020the  percentage  of   employment  loss  in  service  sector  reduced  to  37%  ,  
manufacturing sector    reduced to 30% and in trade sector hopefully  it comes down to 14%.  
4.1 .  Sector  wise  analysis   of  employment  loss:   Sector   wis e   analysis  of  native  & migrant 
workers and  important  activity groups in each sector is given below.  
   Manufacturing  sector:   As   per   73 rd
  round  National  Sample  Survey,  manufacturing  sector 
consists of   30 % of the unincorporated workers.  Based  on the data under study the distribution 
of  percentage  loss  of  native  and  migrant  workers  in  this   sector  is  given  below.  It   can  be  seen 
that in the  month of  April  82%  of  migrant workers  become  jobless. In   the consecutive phases 
it  can  be  seen  that  jo b  participation  of  native  workers  increased  and   at  the  end  of  July  the 
employment  loss  of  native  workers  reduced  to  24 %.  But   the  participation  of  migrant  workers 
in this sector still near to 50% only.  
 
In  this  study ,   d ata  was  collected  by  classifying  the  entire  manufacturing  sector  in  to  26 
manufacturing  activity  groups.   The  percentage  employment   loss  distribution  of  activity 
groups  based on their representation (more than 100 Units) is given below.  Native
76
Native
53
Native
26 Native
24Migrant
82
Migrant
67
Migrant
51 Migrant
53
Apr/20 May/20 Jun/20 Jul/20Percentage loss of employment in Manufaturing sector

8  
   
NIC 
group    
NIC desc ription   Total 
number of 
enterprises 
surveyed    
Percentage loss in employment of total 
number of workers  
Apr - 20   May - 20   Jun - 20   Jul - 20  
10   Manufacture of Food Products   694   55   38   28   26  
14   Manufacture of Wearing Apparel   375   89   68   40   37  
32   Other  Manufacturing   315   83   65   37   32  
25   Manufacture of Fabricated Metal 
Products, except Machinery and 
Equipment   257   88   63   33   27  
31   Manufacture of Furniture   227   87   64   33   24  
23   Manufacture of other non - metallic 
Mineral Products   114   82   65   47   41  
13   Manufacture  of Textiles   104   88   62   36   39  
33   Repair and Installation of 
Machinery and Equipment   102   87   62   25   21  
   Trade  sector :   As   per the surveyed  data;   in trade sector,   the proportion of migrant workers is 
not  very  high.   Since the relaxation  is allowed  in the trading   sector   at   the very beginning  itself, 
the  employment  loss  of  native  workers  is  low  in  comparison   with  other  sectors.  In 
consecutive months also  percentage   of employment loss in trade sector reduced and at the end 
of  July   more  than  85%  of  the  native  workers   were  in  action.  But   in  the  case  of  migrant 
workers more   than 50% of the workers jobless or not available for work.   
 
The percentage  distribution  of  employment loss  in  i mportant activity  groups in   trade  sector   is 
given  below.   It  can  be  seen  that  in  the  month  of  April,  the  percentage  of  employment  loss  is 
found  to  be  high  in  Wholesale  and  Retail  Trade  and  Repair  of  Motor  Vehicles  and 
Motorcycles   (85%). Meanwhile in other wholesale and retail activity  groups it is nearly about 
50%.  But  during  consec utive  unlock  phases,  the  whole  sale  retail  trade  in  motor  vehicles  and Native
62
Native
35
Native
18 Native
13Migrant
70
Migrant
61
Migrant
53 Migrant
56
Apr/20 May/20 Jun/20 Jul/20Percentage loss of employment in Trade sector

9  
  its  repairing  activity  recovered  better  than  the  other  trading  activities  and  at  the  of  July  the 
loss percentage reduced to 6%  
NIC 
group   NIC description   Total number 
of enterprises 
surveyed    
% of Loss in Total No. of Workers  
Apr - 20   May - 20   Jun - 20   Jul - 20  
47   Retail Trade, except of Motor Vehicles 
and Motorcycles   2,162   58   33   18   16  
45   Wholesale and Retail Trade and Repair 
of Motor Vehicles and Motorcycles   456   85   50   24   6  
46   Wholesale Trade, except of Motor 
Vehicles and Motorcycles   255   51   32   20   19  
 
 
   Other service  sector:   As   per NSS 73 rd
  round survey 50% of the workers in unincorporated 
sector  were  working  in  service  sector.  Also  in  the  present  scenario  the   proportion  of  migrant 
workers  is  high  in  this  sector.  Since   the  service  sector  seriously   affected  by  the  lock  down,  it  
can be seen that  during the month of  April, 78 % of the native workers and 81% of the migrant 
workers were jobless  
 
The  distribution  of  percentage   loss  in  employment   in  the  service  sector  ac tivities   with  more 
than  100  units  of  representation  in  activity  group  under  study  is  given  below .  In  all  the 
important  activity  groups,  a  sharp  declination  found  in  percentage  of  employment  loss .  It  is 
highly  noteworthy  that  the  percentage   of  job  loss  is  still  remains  high  in  education  (70%) 
sector .   Native
78
Native
60
Native
39 Native
35Migrant
81 Migrant
77
Migrant
62 Migrant
59
Apr/20 May/20 Jun/20 Jul/20Percentage  loss of employment  in  Other  service sector

10  
 NIC group   NIC description   Total number of 
enterprises 
surveyed    
% of Loss in Total No. of Workers  
Apr - 20   May - 20   Jun - 20   Jul - 20  
56   Food and  Beverage Service Activities   541   83   67   43   37  
96   Other Personal Service Activities   530   94   74   41   37  
74   Other Professional, Scientific and 
Technical Activities   312   90   66   31   27  
95   Repair of Computers and Personal and 
Household Goods   278   81   47   19   17  
86   Human   Health Activities   201   57   39   25   25  
85   Education   167   83   75   70   70  
63   Information Service Activities   158   82   53   19   14  
492   Other Land Transport (excluding 49212, 
49213) 150   83   60   40   39  
82   Office Administrative, Office Support and 
Other Business Support  Activities   146   87   49   24   20  
772   Renting and Leasing of Personal and 
Household Goods   110   88   78   57   51  
773   Renting and Leasing of Other Machinery, 
Equipment and Tangible Goods n.e.c.   106   82   68   60   59  
79   Travel Agency, Tour Operator and Other 
Reservation  Service Activities   105   88   78   63   61  
4.2 Employment   loss  among  migrant  workers :  In  recent  year s  Kerala  has  been  experiencing 
an  unforeseen  flow  of  migrant  workers  in  unorganised  sector.  Among  the  units  surveyed,  the 
percentage  loss of  employment among the  activity groups having highest proportion (more than 10%) 
of migrant workers in normal working month in all sectors is given below.  
Sector   NIC 
Group   NIC description   Proportion of 
migrant 
workers to 
total workers   Percentage loss of employment among 
migrant  workers  
Apr - 20   May - 20   Jun - 20   Jul - 20  Manufacturing
 
23   Manufacture of other non - metallic Mineral 
Products   55   84   69   57   54  
32   Other Manufacturing  
41   85   69   53   46  
22   Manufacture of Rubber and Plastics Products  
32   76   57   64   57  
24   Manufacture of Basic  Metals  
29   91   87   87   84  
11   Manufacture of Beverages  
16   50   50   40   40  
25   Manufacture of Fabricated Metal Products, 
except Machinery and Equipment   15   90   71   68   67  
31   Manufacture of Furniture  
15   91   88   69   68  
10   Manufacture of Food Products  
13   63   54   51   51  
Other services
 
71   Architecture and Engineering Activities; 
Technical testing and Analysis   33   65   73   51   43  
81   Services to Buildings and Landscape Activities  
29   90   75   61   53  
55   Accommodation  
16   52   96   85   85  
56   Food and Beverage Service Activities  
15   80   70   58   55  
773   Renting and Leasing of Other Machinery, 
Equipment and Tangible Goods n.e.c.   11   87   95   95   95  
96   Other Personal Service Activities  
10   90   83   61   65

11  
 
IV.
  The  above  table  reveals  the  fact;  in  all  major  activities  almost  90%  of  employment  loss  for  migrant 
workers was observed in the month of April. In successive unlock phases there is a flow of migrant  
V.
  5 .  Impact on  R eceipts and  O perating expenses :  
Another  important  objective  of  this  study  is  to  bring  about  an  understanding  of  the  repercussions  of 
the  pandemic  in  the  income  and  expenditure   in  various  sectors  of  industry.   The   overall  receipts  and 
operating expense of three different sectors of industry is  figured here  
Distribution  of  Operating Expenditure   and  Receipts   ( Rs. in Crore)
Sector   Normal  month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Operating 
Exp.   Receipts   Operating 
Exp.   Receipts   Operating 
Exp.   Receipts   Operating 
Exp.   Receipts   Operating 
Exp.   Receipts  
Manufacturing  
37.52   50.41   7.23   7.12   13.30   15.72   22.28   26.55   23.45   32.71  
Trade  
73.70   101.10   24.86   29.64   40.12   50.19   50.78   65.35   49.50   64.32  
Other services  
33.94   46.77   6.17   4.46   11.00   10.93   16.09   18.60   17.20   19.97  
Percentage  loss  in  comparison  with 
normal month   74   79   56   61   39   44   38   41  
5.1   Percentage   of declination in operating  expenditure :   As the lock down seriously affected 
the  operation  of  the  enterprises  in  various  sectors,  this  in  turn  reduced  the  operating  expenses  of  the 
enterprises.  The  following  figure  shows  the  percentage  declination  in   the  operating  expenditure  in 
manufacturing, t rading and service activities of unincorporated sector .  
 100
19 35 59 63100
34 54 69
67100
18 32 47 51
Normal month Apr-20 May-20 Jun-20 Jul-20Percentage of Operating exp. in comparision with normal month
Manufaturing Trade Other service

12  
  
From the above figure it is clear that a sharp declination is   found   in  operating  expense  of all the three 
sectors .  In  the  month  of  April,  almost   82%  of  declination  is  found  in  service  sector,  81%  in 
manufacturing  sector  and  66%  in  trade  sector.  Together  with  the  successive  unlock  phases  in  May, 
June  and  July  as  operation  of  enterprises  retains  a  steadiness,  the  percentage  of  declination  in  all 
sectors  dec reases,  i.e.  the  percentage  of   operating  expenses  increases.  But  from  June  to  July,   the  pace 
of progress slows down.  
5.2 Percentage  of  declination  in  receipts:   As   discussed   above ,  the  operation  of  enterprises   
worstly  affected   by  lockdown   enforced  due  to  COVID   19  pandemic.  This  in  turn  b rought  down  the  
rec e ipts   of  enterprises  in  all  sectors.  The  following  figure  shows  the  percentage  of  declination  in 
different sectors of unincorporated  economy.  
 
In the month of April, a steep decline of 90% in receipts is   found in the service sector, whereas for the 
manufacturing  and  trade  sector  it  is  about  86%  and  71%  respectively.  In  the  subsequent  months 
together  with  the  different  unlock  phases,  as  the  operation  mode  is  on,  it  was  observed  that  the 
declining  percentag e  in  receipts  decreased.  Even  though  the  localized  containment  zone  system 
affected  the  pace  of  steadiness,  by  the  month  of  May  trading  sector  and  in  June  manufacturing  sector 
recovered  almost  50%  its  normal  receipt.  As  per  the  study,  the  service  sector  st ill  seems  to  be 
struggling to tune with the current scenario.  86
69
47
3571
50
35 3690
77
60 57
April 2020 May 2020 June 2020 July 2020Percentage of declination in receipts in camparision with  normal month
Manufaturing Trade Other service

13  
 5. 3.   Sector   wis e  a nalysis  of  top  three   activity  groups:   As   per  the  NIC  categorization  of 
enterprises,  the  receipts  and  operating  expense  of  top  three  group  of  industries  based  on  highest  
number  of  units  surveyed  (   and  service  sector)  were  analysed  and  following 
results   were obtained.  
   Manufacturing:   The   top  three  activity  categories  having  highest  number  of  representation 
is given below.  
 
a)   Manufacture  of  food  products:  In  manufacturing  sector  top  most  representation  is  in  food 
manufacturing  activity.  In  this  activity  group  it  can  be  seen  that  in  the  month  of  April,   the 
operating  expenses  reduced  to  41%  and  receipt  is  only  36%  of  the  normal  month.  In  
consecutive  months  th e  general  trend  of  increase  was  seen  in  operating  expenditure  and 
receipt  except  in  July.  In  July   operating  expenses  reduced  in  comparison  with  previous 
month, but the  receipt retains   almost   80% of normal   month .  
 
b)   Manufacture  of  wearing  apparel :   In   this  study   375  units  were  covered  in  this  category, 
which  include  custom  tailoring  activity   also .  T he  distribution  of   operating   expenditure  and 
receipt in comparison with its normal month is given below .  100
41 56 67
64100
36 52 64 79
Normal month Apr-20 May-20 Jun-20 Jul-20Manufacture of Food Products
Operating exp ReceiptNIC group   NIC description   No. of    units surveyed  
10   Manufacture of Food Products   694  
14   Manufacture of Wearing Apparel   375  
32   Other Manufacturing   315

14  
   
From  the   figure  it  is  clear  that  this  activity  group  is  deeply  affected   by  the  pandemic  at  the 
beginning. At   the end of July also this group is not able retain 50% of its normality  
c)   Other  manufacturing:  In   other  manufacturing  activity  group,  the  distribution  operating 
expenses  and  receipt in   the lock down period is pictured below.  
 
  100
9 24 49 52100
3 13 39 42
Normal month Apr-20 May-20 Jun-20 Jul-20Manufacture of wearing apparel
Operating exp Receipt
100
10 23 60 72100
8 19 56 85
Normal month Apr-20 May-20 Jun-20 Jul-20Other manufacturing
Operating exp Receipt

15  
     Trade :  The   top  three  activity  categories  having  highest  number  of  representation  in  this 
sector is   given below.  
 
a)   Retail  Trade,  except  of  Motor  Vehicles  and  Motorcycles :   Retail tradeactivity   group  is  the 
top  most   surveyed  group  in  this  sector.  The  distribution  operating  expenditure  and  receipt  is 
given  below.  Retail  trade   sector  is  one  of  the  major  unincorporated  sectors   in  the  economy. 
After sharp declination this activity group also showing a trend to retain its normality.  
 
 
 
b)   Wholesale  and  Retail  Trade  and  Repair  of  Motor  Vehicles  and  Motorcycles :   This is  
another   important   activity  group  in  this  sector.  It  can  be  observed  that  d ue  to  lock  down ,   in 
the  month  of  April  the  receipt  declined  to  12%  of  its  normal .  At  the  end  of  July  this  activity 
group retains more than 50% of  its  normal receipt.  
  100
32 53 66
65100
27 49 64 63
Normal month Apr-20 May-20 Jun-20 Jul-20Retail Trade, except of Motor Vehicles and Motorcycles
Operating exp ReceiptNIC group   NIC   description   No. of  units surveyed  
47   Retail Trade,  except   of Motor Vehicles and Motorcycles   2162  
45   Wholesale and Retail Trade and Repair of Motor Vehicles and 
Motorcycles   456  
46   Wholesale Trade, except of Motor Vehicles and Motorcycles   255

16  
   
 
c)   Wholesale  Trade,  except  of  Motor  Vehicles  and  Motorcycles :  The  distribution  of 
operating expenses and receipt   in this activity  group  is   given belo w  
 
From  the  above  figure  it  is  clear  that,  in  the  first  month  after  lock  down  this  activity  group 
retains  42%  of  its  normal  flow.  Even  though  in  the  upcoming  months  this  gr oup  keep s   up  its 
steadiness,  but  it  shift s   down  to  a  decreasing  trend,  this  may  due  to  imposing   local 
containment zones   and shut downs.  100
23 39 66
71100
12 31 53 58
Normal month Apr-20 May-20 Jun-20 Jul-20Wholesale and Retail Trade and Repair of 
Motor Vehicles and Motorcycles
Operating exp Receipt
100
42 64 76
69100
42 60 72
67
Normal month Apr-20 May-20 Jun-20 Jul-20Wholesale Trade, except of 
Motor Vehicles and Motorcycles
Operating exp Receipt

17  
     Other  services :  The   top three activity categories having  highest number of  representation in 
this sector is given below.  
 
a)   Food  and  Beverage  Service  Activities :   This   is  one  of  the  mostly  affected   service   sector 
activity  group.   In  the  month  of  April,  there   is  a  sharp  declination  of  95%   in  the  receipt   from 
the normal  receipt.  The successive months show a very low progress.  
   
b)   Other  Personal  Service  Activities :   This   activity  group  involves  hair   dressi ng  activities also . 
As  most  of  the  activities  in  this  group  were  strictly  restricted  at   the  outset   of  lock  down,   the 
receipt  declined  to  more  than  90 %  up  to  the  month  of  May.  At  the  end  of  July,  the   receipt 
retains 34% of its normal.  100
11 21 36
42100
5 15 35 38
Normal month Apr-20 May-20 Jun-20 Jul-20Food and Beverage Service Activities
Operating exp
ReceiptNIC group   NIC description   No. of  units 
surveyed  
56   Food and Beverage Service Activities   541  
96   Other Personal Service Activities   530  
74   Other Professional, Scientific and Technical Activities   312

18  
   
c)   Other  Professional,  Scientific  and  Technical  Activities :   This   group  mainly  involves 
photographic activities , interior designing and decoration activities etc.   Here also after a sharp 
declination,  the  ent erprises  slowly  retaining  it  normality.  At  the  end  of  May,  the   percentage 
loss in receipt is up to 90 % and   in July it reduced to 40%  
 
workers  towards  their  native  places.  This   may  be  one  reason  that  the  percentage  of 
employment loss in all major activities is still above 50%.  100
11 19 43 48100
1 6 29 34
Normal month Apr-20 May-20 Jun-20 Jul-20Other personel service activities
Operating exp
Receipt
100
14 25 51 51100
1 10 32 40
Normal month Apr-20 May-20 Jun-20 Jul-20Other Professional, Scientific and Technical Activities
Operating exp Receipt

19  
 
VI.
  6 . Status of Indebtedness:  
The  lockdown  enforced due to COVID 19 really collapsed financial stability  of unincorporated sector 
enterprises.  Out  of  these  9261  enterprises  studied  all  over  Kerala ,3115   enterprises   were  reported 
having  loan  associated  with  the  enterprises.  Among  these  indebted  enterprises,  2808  enterprises 
(90%)   were delayed their loan  due to  lock  down, which reveals the fact that how Pandemic   increased 
financial burden of unincorporated sector.   
6.1 . Sector   wise analysis:  
The sector details  of enterprises indebted and per centage of enterprises delayed loan are given below.   
From the table it is clear that the sector wise difference in   percentage of loan delay is marginal  
 
As  per  73 rd
  round  (2015 - 16)  National  Sample  survey  on  Unincorporated  sector  enterprises,  it  was 
estimated that 5.09 Lakh enterprises were operating in  manufacturing sector, 6.94 Lakh in trading and 
10.51Lakh  enterprises  in  Services  sector.  Here  the  study  was  conducte d  nearly  0.05%  of  these 
enterprises and out of these enterprises considering the amount of indebtedness .   Manufaturing 
90
Trade
88Other Services
92 Percentage of enterprises delayed loan in each categorySector   Total No of 
enterprises  surveyed   No. of enterprises 
having loa n   % o f 
enterprises 
indebted   % o f  enterprises  
delayed loan due to 
COVID  
Manufacturing   
2706   968   36  
90  
Trade  
2873   933   32  
88  
Other Services  
3682   1214   33  
92  
Total  
                9261   3115   34  
90

20  
     Manufacturing  
The  study  was  conducted  by  classifying  the  ma nufacturing  enterprises  in  to  26   NIC  activity 
groups  as  per  the  standar d  classification  in  National  Accounts.  The  representations  in  various 
groups  were  different  as  per  the  availability  in  the  field.  Out  of  the  2706  manufacturing 
enterprises  covered,  while  examining  the  groups  with  more  than  100  number  of  units,  it  is  clear 
that  the  percentage  of  loan  delayed  enterprises  is  near  around  90 %.  The   highest  number  of  units 
were  covered  in  manufacture  of  food  products,  in  this  category  almost  89%  of  the  enterprises 
were  not  able  to  repay  the  loan  due  to  lockdown.  In  the  group  referred  above,  enterprises 
associated  with  manufacture  of  wearing  apparel,  almost  91%  of  the  enterprises  delayed  the  loan 
repayment  during  this  period.  Also  it  is  a  fact  that  in  all  the  25  manufacturing  activit y  groups, 
there  are  some  enterprises  in  each  group  which  delayed  the  loan  repayment  due  COVID  - 19  lock 
down.   
 
   Trade  
Tra ding  activity  is  categorised  in  to  three  NIC  groups  as  per  National  Accounts  and  the  data  were 
collected  accordingly.  While  closely  analysing  the  data  collected  on  three  NIC  groups  it  can  be  seen 
that  as  trading  activity  is  treated  as  an  essential  activity   during  the  lockdown  period  and  this  may  be 
resulted  in  the  decrease  in  the  percentage  of  number  of  enterprises  delayed  the  loan  repayment 
compared  to  other  activity  group.  In  the  group  of  trading  activities,   the  percentage  of  enterprises 
delayed the  loan repayment is 88  %. The   NIC group wise  details of delay in loan repayment are   given 
below.   NIC 
group   NIC description   Total 
number of 
enterprises 
surveyed   No.of 
enterprises  
having loan   No.of 
enterprises 
delayed loan   % of 
indebtedness  
10   Manufacture of Food 
Products   694   248   221  
89  
14   Manufacture of Wearing 
Apparel   375   127   115  
91  
32   Other Manufacturing   315   127   116  
91  
25   Manufacture of Fabricated 
Metal Products, except 
Machinery and Equipment   257   73   66  
90  
31   Manufacture of Furniture   227   82   78  
95  
23   Manufacture of other non -
metallic Mineral Products   114   51   48  
94  
13   Manufacture of Textiles   104   40   39  
98  
33   Repair and Installation of 
Machinery and Equipment   102   19   14  
74

21  
   
   Other Services  
The  data  on  Service  activities  were  collected  by  classifying  the  unincorporated  sector  enterprises  into 
49 NIC groups as per standard classification in National Accounts. Out of 3682 enterprises covered in 
service  sector,  1214  enterprises  were  reported  to  have  loan.  Among  these  92%  of  enterprises  delayed 
the  loan  repayment.  Among  the  groups  with  more  than  100  enterprises,  it  can  be  observed  that  in  all 
important   service  activity  groups  such   as  Other  personal  service  activities  (includes  hair  dressing 
activi ty  also ),  Educational   activities,  transport  activities,  travel  agency   and  tou r   activities  etc,  the  
percentage of loan delay  is about   95%.  
 Food and Beverage Service Activities Other Personal Service ActivitiesOther Professional, Scientific and Technical ActivitiesRepair of Computers and Personal and Household Goods Human Health Activities EducationInformation Service ActivitiesOther Land Transport (excluding 49212, 49213) ActivitiesRenting and Leasing of Personal and Household GoodsRenting and Leasing of Other Machinery, Equipment and Tangible
Goods n.e.c.Travel Agency, Tour Operator and Other Reservation Service
Activities Risk and Damage Evaluation
93 949483 84 9189 979392 989533Percentage of number of enterprises delayed loan repaymentNIC group   NIC description   Total number 
of enterprises 
surveyed   No. of  
enterprises  
having loan   No. of 
enterprises 
dela yed loan   % of 
indebtedness  
45   Wholesale and Retail Trade and 
Repair of Motor Vehicles and 
Motorcycles   456   124   112  
90  
46   Wholesale Trade, except of Motor 
Vehicles and Motorcycles   255   86   73  
85  
47   Retail Trade, except of Motor 
Vehicles and Motorcycles   2,162   723   635  
88

22

25  
   
 
 
Table  1: Distribution   of number of workers   during the lock down period from Aril to July 2020  
Manufacturing  
NIC group   NIC description   Total number 
of enterprises 
surveyed   Number of  workers  
Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Native   migrant   Native   migrant   Native   migrant   Native   migrant   Native   migrant  
01632   Cotton Ginning, Cleaning and Bailing   2   3   0   0   0   2   0   1   0   2   0  
10   Manufacture of Food Products   694   2,728   412   1,274   151   1,759   190   2,060   201   2,122   201  
11   Manufacture of Beverages   48   155   30   38   15   56   15   88   18   97   18  
13   Manufacture of Textiles   104   488   15   55   3   186   3   318   3   305   0  
14   Manufacture of Wearing Apparel   375   936   41   97   9   297   13   573   13   603   14  
15   Manufacture of Leather  and Related Products   27   134   67   9   11   91   31   114   33   118   34  
16   Manufacture of Wood and Products of Wood and Cork, 
except Furniture   95   383   151   32   0   156   42   520   227   329   93  
17   Manufacture of Paper and Paper Products   34   164   18   40   1   79   0   122   6   123   6  
18   Printing  and Reproduction of Recorded Media   96   332   11   42   0   128   0   213   0   229   2  
19   Manufacture of Coke and Refined Petroleum Products   3   13   0   5   0   5   0   5   0   6   0  
20   Manufacture of Chemicals and Chemical Products   24   92   10   30   4   44   4   67   4   74   4  
21   Manufacture of  Pharmaceuticals, Medicinal Chemical and 
Botanical Products   15   86   4   37   4   65   4   74   4   74   4  
22   Manufacture of Rubber and Plastics Products   67   289   136   40   32   131   58   230   49   238   59  
23   Manufacture of other non - metallic Mineral Products   114   359   443   74   71   139   139   232   192   273   202  
24   Manufacture of Basic Metals   55   192   79   16   7   107   10   148   10   161   13  
25   Manufacture of Fabricated Metal Products, except 
Machinery and Equipment   257   810   146   97   14   309   43   597   46   652   48  
26   Manufacture of Computer, Electronic and Optical  Products   9   22   1   2   0   11   0   15   1   16   1  
27   Manufacture of Electrical Equipment   8   40   5   2   0   12   2   27   2   27   2  
28   Manufacture of Machinery and Equipment n.e.c.   19   76   0   12   0   44   0   55   0   67   0  
29   Manufacture of Motor Vehicles, Trailers and Semi - Trailers   8   38   2   0   0   11   0   18   2   22   2  
30   Manufacture of Other Transport Equipment   6   27   0   1   0   4   0   14   0   12   0  
31   Manufacture of Furniture   227   764   132   107   12   304   16   558   41   635   42  
32   Other Manufacturing   315   1,009   713   185   105   385   224   746   335   786   384  
33   Repair and Installation of  Machinery and Equipment   102   232   7   32   0   92   0   176   3   186   4  
3510   Electric power generation, transmission and distribution 
(except 35101, 35102, 35104)   2   3   1   0   0   1   0   1   0   1   0  
Total   2706   9375   2424   2227   439   4418   794   6972   1190   7158   1133

26  
   
 
 
 
 
 
 
Table  1:  Distribution   of number of workers   during the lock down period from Aril to July 2020  
 
 
 
 
 
Trade  
 
 
 
NIC group   NIC description   Total number 
of enterprises 
surveyed   Number of workers  
Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Native   Migrant   Native   Migrant   Native   Migrant   Native   Migrant   Native   Migrant  
45   Wholesale and Retail Trade and Repair of Motor 
Vehicles and Motorcycles   456   1,455   69   226   9   741   20   1,133   31   1,407   30  
46   Wholesale Trade, except of Motor Vehicles and 
Motorcycles   255   1,070   86   544   22   756   33   886   37   905   37  
47   Retail Trade, except of Motor Vehicles and 
Motorcycles   2,162   5,499   217   2,298   79   3,715   92   4,591   105   4,707   97  
Total   2,873   8,024   372   3,068   110   5,212   145   6,610   173   7,019   164

27  
   
 
 
 
 
Table  1: Distribution   of number of workers   during the lock down period from Aril to July 2020  
 
 
Other services  
 
NIC group   NIC description   Total 
number of 
enterprises 
surveyed   Number of workers  
Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Native   migrant   Native   migrant   Native   migrant   Native   migrant   Native   migrant  
38   Waste collection, treatment and disposal activities; materials 
recovery   18   31   24   2   0   12   8   28   15   28   15  
39   Remediation activities and other waste management services   4   11   7   0   0   3   0   3   0   7   4  
492   Other Land  Transport (excluding 49212, 49213)   150   284   3   49   1   115   1   172   1   174   1  
50   Water Transport   3   8   1   0   0   1   1   3   1   3   1  
52   Warehousing and Support Activities for Transportation   20   55   4   18   1   23   2   24   2   24   3  
53   Postal and Courier Activities   45   120   0   17   0   74   0   105   0   106   0  
55   Accommodation   65   234   46   71   22   72   2   106   7   123   7  
56   Food and Beverage Service Activities   541   2,220   402   373   82   752   120   1,319   170   1,470   182  
58   Publishing Activities   47   124   11   10   0   48   2   84   2   86   2  
59   Motion Picture, Video and Television Programme 
Production, Sound Recording and Music Publishing 
Activities   74   154   0   9   0   43   0   97   1   116   1  
60   Broadcasting and Programming Activities   16   40   0   23   0   28   0   31   0   31   0  
61   Telecommunications   48   98   0   54   0   79   0   93   0   95   0  
62   Computer Programming, Consultancy and  Related Activities   85   225   0   55   0   115   0   175   0   185   0  
63   Information Service Activities   158   378   3   67   0   179   0   308   1   326   2  
64193   Special code for Chit funds   11   44   0   34   0   39   0   42   0   43   0  
643   Trusts, Funds and Other Financial Vehicles (including 
special codes  64309 for self â€“help groups)   3   14   0   3   0   4   0   7   0   14   0  
649   Other Financial Service Activities Except Insurance and 
Pension Funding Activities   44   81   0   28   0   55   0   73   0   73   0  
661   Activities Auxiliary to Financial Service Activities, except 
Insurance and  Pension Funding (excluding 6611) 4   5   0   2   0   3   0   5   0   6   0  
6621   Risk and Damage Evaluation   4   7   0   2   0   2   0   5   0   6   0  
663   Fund Management Activities   4   10   0   10   0   10   0   10   0   10   0  
68   Real Estate Activities   20   77   0   15   0   24   0   27   0   30   0  
69   Legal and Accounting  Activities   10   21   0   4   0   12   0   18   0   19   0  
70   Activities of Head Offices; Management Consultancy 
Activities   2   3   0   0   0   0   0   1   0   2   0  
71   Architecture and Engineering Activities; Technical testing 
and Analysis   78   197   97   41   34   103   26   167   48   163   55  
72   Scientific  Research and Development   2   2   1   0   1   1   1   2   1   2   1  
73   Advertising and Market Research   14   32   4   2   0   10   0   23   0   28   0

28  
  
 
 
 
 
Table  1: Distribution   of number of workers   during the lock down period from Aril to July 2020  
 
 
Other services  
 
NIC group   NIC description   Total number 
of enterprises 
surveyed   Number of workers  
Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Native   migrant   Native   migrant   Native   migrant   Native   migrant   Native   migrant  
74   Other Professional, Scientific and Technical Activities   312   640   24   65   0   226   0   451   8   480   7  
75   Veterinary Activities   17   32   3   29   1   31   2   32   3   32   3  
771   Renting and Leasing of Motor Vehicles   18   43   0   6   0   10   0   23   0   26   0  
772   Renting and Leasing of Personal and Household Goods   110   350   18   44   0   81   0   157   0   181   0  
773   Renting and Leasing   of Other Machinery, Equipment and 
Tangible Goods n.e.c.   106   325   40   60   5   114   2   144   2   148   2  
78   Employment Activities   13   33   2   10   0   17   0   22   0   21   0  
79   Travel Agency, Tour Operator and Other Reservation 
Service Activities   105   296   0   37   0   65   0   111   0   115   0  
80   Security and Investigation Activities   1   500   0   500   0   500   0   500   0   500   0  
81   Services to Buildings and Landscape Activities   71   263   110   79   11   112   28   174   43   210   52  
82   Office Administrative, Office Support and Other Business 
Support Activities   146   259   4   33   0   135   0   200   0   211   0  
85   Education   167   1,658   3   276   0   408   0   496   2   502   2  
86   Human Health Activities   201   650   11   285   0   404   1   489   6   491   6  
87   Residential Care Activities   10   38   10   25   4   26   2   32   4   32   4  
88   Social Work Activities Without Accommodation   2   5   0   0   0   0   0   0   0   0   0  
90   Creative, Arts and Entertainment Activities   57   289   3   50   0   67   0   88   0   103   0  
91   Libraries, Archives, Museums and Other Cultural 
Activities   8   13   0   3   0   6   0   13   0   13   0  
92   Gambling and Betting Activities (coverage will be 
restricted to legal  activities only) 45   64   0   1   0   8   0   48   0   56   0  
93   Sports Activities and Amusement and Recreation 
Activities   9   23   0   2   0   6   0   6   0   6   0  
949   Activities of Other Membership Organizations   2   7   0   0   0   0   0   6   0   6   0  
95   Repair of Computers and Personal and Household Goods   278   533   0   101   0   282   0   430   0   445   0  
96   Other Personal Service Activities   530   873   96   45   10   240   16   532   37   579   34  
941   Activities of Business, Employers and Professional 
Membership Organizations   4   31   0   5   0   31   0   31   0   31   0  
Total   3,682   11,400   927   2,545   172   4,576   214   6,913   354   7,358   384

29  
   
 
 
 
 
 
Table 2 :Distribution of  operating expenses and receipts   during the lock down period from Aril to July 2020  
Manufacturing  
 
 
NIC 
group   NIC description   Total 
No.of 
enterprises 
surveyed   Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Operating 
Exp.(In Rs) Receipts            
(In Rs) Operating 
Exp.                
(In Rs) Receipts            
(In Rs) Operating 
Exp.              
(In Rs) Receipts            
(In Rs) Operating 
Exp.                          
(In Rs) Receipts               
(In Rs) Operating 
Exp.(In Rs) Receipts             
(In Rs)
01632   Cotton Ginning, 
Cleaning and Bailing   2   20,075   41,960   275   0   15,275   25,000   18,075   25,000   17,075   26,200  
10   Manufacture of Food 
Products   694   10,03,73,939   13,65,14,076   4,11,09,768   4,97,25,658   5,58,25,004   7,07,79,262   6,72,65,669   8,70,00,712   6,45,89,529   10,80,00,657  
11   Manufacture of 
Beverages   48   59,68,611   76,58,930   22,42,950   18,45,890   31,16,315   30,09,120   28,70,300   35,79,760   23,65,495   30,69,640  
13   Manufacture of Textiles   104   87,99,332   1,19,65,832   6,64,850   1,27,000   23,65,139   17,88,806   44,21,313   48,20,031   38,72,605   43,20,614  
14   Manufacture of Wearing 
Apparel   375   1,17,35,828   1,73,14,570   10,37,301   4,50,510   28,08,388   21,78,052   57,15,337   67,17,030   60,85,313   72,16,568  
15   Manufacture of  Leather 
and Related Products   27   20,80,640   1,22,77,350   2,38,895   0   5,04,950   35,39,200   9,31,250   10,85,150   14,49,800   17,50,250  
16   Manufacture of Wood 
and Products of Wood 
and Cork, except 
Furniture   95   1,55,61,050   2,02,99,750   14,21,750   8,91,000   33,97,350   34,99,200   83,05,950   97,76,700   90,20,400   1,08,10,070  
17   Manufacture of Paper 
and Paper Products   34   68,10,500   88,43,000   5,71,750   2,51,920   32,92,170   28,65,050   47,35,720   47,50,000   57,77,820   57,46,420  
18   Printing and 
Reproduction of 
Recorded Media   96   65,48,498   95,11,350   14,13,975   1,62,200   19,91,961   9,00,370   32,71,888   33,67,385   34,07,479   38,14,480  
19   Manufacture of Coke 
and Refined Petroleum 
Products   3   49,068   85,700   7,914   13,150   6,980   10,320   5,980   8,430   5,150   7,100  
20   Manufacture of 
Chemicals and  Chemical 
Products   24   32,45,246   45,49,005   14,04,631   16,82,162   13,84,399   17,28,790   45,29,337   34,95,326   18,33,072   36,66,346  
21   Manufacture of 
Pharmaceuticals, 
Medicinal Chemical and 
Botanical Products   15   41,81,844   52,19,948   11,54,720   12,01,093   33,44,120   46,77,585   35,24,621   42,76,661   36,07,780   46,01,131  
22   Manufacture of Rubber 
and Plastics Products   67   1,39,11,802   2,13,39,610   24,16,674   24,22,383   64,59,974   85,28,374   1,23,06,811   1,32,25,365   94,50,535   1,28,86,765

30  
   
 
 
 
 
 
Table  2 : Distribution   of  operating expenses and receipts   during the lock down period from Aril to July 2020  
Manufacturing  
 
NIC 
group   NIC description   Total 
No.of 
enterprises 
surveyed   Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Operating 
Exp.(In Rs) Receipts          
(In Rs) Operating 
Exp.               
(In Rs) Receipts            
(In Rs) Operating 
Exp.              
(In Rs) Receipts           
(In Rs) Operating 
Exp.                          
(In Rs) Receipts           
(In Rs) Operating 
Exp.(In Rs) Receipts           
(In Rs)
23   Manufacture of other non -
metallic Mineral Products   114   2,59,80,328   3,50,25,580   22,23,520   7,53,000   48,88,553   98,59,500   1,03,36,822   1,03,05,100   1,25,23,088   1,30,41,080  
24   Manufacture of Basic 
Metals   55   1,70,20,111   2,09,09,695   4,42,400   1,69,000   25,65,120   30,03,290   39,17,294   45,31,530   1,20,70,040   1,41,92,303  
25   Manufacture of Fabricated 
Metal Products, except 
Machinery and Equipment   257   3,80,21,575   4,57,63,580   47,36,148   36,02,450   1,39,46,765   1,47,47,210   2,31,54,950   2,68,82,893   2,32,28,688   2,78,26,477  
26   Manufacture of Computer, 
Electronic and Optical 
Products   9   20,39,900   23,21,000   20,400   48,000   1,45,400   1,99,500   13,15,900   15,02,200   10,07,900   11,77,500  
27   Manufacture of Electrical 
Equipment   8   11,77,932   17,38,420   32,300   0   1,32,248   3,20,683   5,71,649   10,26,006   5,87,747   14,41,310  
28   Manufacture of Machinery 
and Equipment n.e.c.   19   15,80,020   22,34,850   3,40,450   36,500   13,10,500   7,76,700   13,06,200   18,97,800   11,70,550   16,18,950  
29   Manufacture of Motor 
Vehicles, Trailers and 
Semi - Trailers   8   8,56,000   10,67,000   1,94,490   0   3,63,490   1,91,600   4,92,500   3,40,600   5,61,000   5,06,800  
30   Manufacture of Other 
Transport Equipment   6   3,27,700   4,95,800   15,000   2,400   39,000   43,500   1,22,500   5,46,250   1,45,000   1,97,800  
31   Manufacture of Furniture   227   3,46,68,988   4,26,18,220   25,45,424   7,58,642   75,86,332   64,99,603   1,87,34,058   2,23,49,624   1,83,01,049   2,13,97,148  
32   Other Manufacturing   315   6,99,73,686   8,89,42,718   70,68,349   68,19,153   1,59,88,496   1,71,33,032   4,22,53,670   4,98,46,943   5,06,83,208   7,56,31,266  
33   Repair  and Installation of 
Machinery and Equipment   102   42,47,330   73,18,050   9,53,600   2,36,800   14,60,730   8,62,050   26,31,680   40,97,820   27,52,130   41,52,850  
3510   Electric power generation, 
transmission and 
distribution (except 35101, 
35102, 35104) 2   48,000   77,500   15,000   0   23,000   20,000   15,000   22,000   15,000   20,000

31  
   
 
 
 
 
 
 
 
Table 2 :Distribution of  operating expenses and receipts   during the lock down period from Aril to July 2020  
 
 
Trade  
 
 
 
NIC 
group   NIC description   Total 
No.of 
enterprises 
surveyed   Normal  month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Operating 
Exp.(In Rs) Receipts(In 
Rs) Operating 
Exp.              
(In Rs) Receipts            
(In Rs) Operating 
Exp.              
(In Rs) Receipts           
(In Rs) Operating 
Exp.                          
(In Rs) Receipts             
(In Rs) Operating 
Exp.(In Rs) Receipts            
(In Rs)
45   Wholesale and Retail 
Trade and Repair of 
Motor Vehicles and 
Motorcycles   456   8,22,96,760   12,89,14,842   1,92,68,510   1,58,78,030   3,17,93,115   3,95,35,884   5,41,33,712   6,85,08,131   5,86,13,896   7,41,31,039  
46   Wholesale Trade, 
except of Motor 
Vehicles and 
Motorcycles   255   21,54,27,737   28,33,44,790   9,00,95,761   11,91,17,260   13,75,43,309   16,86,19,356   16,32,47,976   20,38,51,050   14,86,34,075   18,92,84,818  
47   Retail Trade, except of 
Motor  Vehicles and 
Motorcycles   2,162   43,93,11,322   59,87,43,325   13,92,65,783   16,13,97,314   23,18,33,002   29,37,89,878   29,03,94,165   38,11,87,364   28,77,35,729   37,97,94,499

32  
   
 
Table  2 : Distribution   of  operating expenses and receipts   during the lock down period from Aril to July 2020  
 
Other service s  
NIC 
group   NIC description   Total 
No.of 
enterprises 
surveyed   Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Operating 
Exp.(In Rs) Receipts            
(In Rs) Operating 
Exp.              
(In Rs) Receipts          
(In Rs) Operating 
Exp.              
(In Rs) Receipts          
(In Rs) Operating 
Exp.                          
(In Rs) Receipts          
(In Rs) Operating 
Exp.(In Rs) Receipts         
(In Rs)
38   Waste collection, 
treatment and disposal 
activities; materials 
recovery   18   27,66,300   32,37,150   1,66,200   1,02,100   2,41,300   1,48,600   10,19,850   9,49,990   17,17,400   17,55,220  
39   Remediation activities and 
other waste management 
services   4   8,62,000   10,83,000   25,000   0   2,22,500   1,45,000   3,88,050   3,00,000   7,70,000   8,10,000  
492   Other Land Transport 
(excluding 49212, 49213) 150   99,00,720   1,26,60,230   5,63,960   1,75,150   8,03,150   6,01,240   20,25,370   22,04,846   21,20,168   26,34,741  
50   Water Transport   3   2,80,000   8,55,000   3,000   0   68,000   3,10,000   82,500   3,25,000   73,000   3,19,500  
52   Warehousing and Support 
Activities for 
Transportation   20   14,08,450   17,92,200   2,27,250   60,500   4,35,770   3,51,610   6,62,170   5,93,260   6,96,750   6,18,850  
53   Postal and Courier 
Activities   45   15,17,610   23,78,135   2,34,760   56,400   6,10,885   6,02,055   11,32,010   13,53,162   11,05,760   14,88,427  
55   Accommodation   65   1,47,35,182   1,97,65,193   17,83,850   3,53,000   22,43,530   12,44,400   34,46,102   28,62,625   41,89,422   43,85,390  
56   Food and Beverage 
Service Activities   541   8,58,32,819   11,35,59,836   92,37,443   60,52,533   1,78,71,602   1,73,43,730   3,10,01,383   4,01,87,375   3,58,29,353   4,26,52,039  
58   Publishing Activities   47   54,35,510   65,43,150   6,95,509   47,000   10,56,290   9,29,070   21,70,489   21,05,265   23,28,162   24,74,882  
59   Motion Picture, Video and 
Television   Programme 
Production, Sound 
Recording and Music 
Publishing Activities   74   28,36,200   44,69,600   6,47,810   3,000   8,77,460   3,41,750   14,42,850   11,40,850   15,10,600   17,06,961  
60   Broadcasting and 
Programming Activities   16   12,84,500   18,13,900   7,81,100   9,43,500   7,79,100   10,77,500   8,73,550   12,36,350   8,78,440   12,33,520  
61   Telecommunications   48   28,83,800   37,78,300   14,97,530   14,73,000   17,75,300   17,78,650   24,12,550   26,57,800   24,48,400   28,56,150  
62   Computer Programming, 
Consultancy and Related 
Activities   85   1,06,83,600   1,28,52,200   21,51,910   12,93,000   77,66,700   84,96,768   1,06,87,390   1,33,42,650   98,67,470   1,21,69,657  
63   Information Service 
Activities   158   52,62,795   78,80,783   13,92,898   4,65,251   22,80,926   18,80,642   37,53,854   42,31,246   38,83,226   50,88,592  
64193   Special code for Chit 
funds   11   1,50,69,280   2,20,85,731   54,23,953   84,48,953   1,21,49,581   1,33,74,672   1,18,19,385   1,24,38,364   1,07,78,516   1,20,57,830  
643   Trusts, Funds and Other 
Financial Vehicles 
(including special codes 
64309 for self â€“help 
groups) 3   3,29,000   8,27,230   2,00,000   0   2,05,000   7,00,500   3,24,000   7,65,000   3,34,000   7,37,000  
649   Other Financial Service 
Activities Except 
Insurance and Pension 
Funding Activities   44   2,58,01,442   3,58,25,476   10,79,234   24,65,975   1,04,72,059   1,58,58,916   1,34,44,369   2,07,41,411   1,58,25,209   2,11,70,624

33  
   
 
 
 
 
Table 2 : Distribution   of  operating expenses and receipts   during the lock down period from Aril to July 2020  
 
 
 
Other service s  
 
NIC 
group   NIC description   Total 
No.of 
enterprises 
surveyed   Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Operating 
Exp.(In Rs) Receipts           
(In Rs) Operating 
Exp.               
(In Rs) Receipts          
(In Rs) Operating 
Exp.              
(In Rs) Receipts           
(In Rs) Operating 
Exp.                          
(In Rs) Receipts            
(In Rs) Operating 
Exp            
.(In Rs) Receipts          
(In Rs)
661   Activities Auxiliary to 
Financial Service Activities, 
except Insurance and 
Pension Funding (excluding 
6611)   4   97,500   1,49,750   42,000   54,000   46,700   75,100   72,900   96,585   94,340   1,26,900  
6621   Risk and Damage 
Evaluation   4   3,38,300   3,94,500   14,000   1,000   14,000   1,000   1,39,670   1,55,000   1,43,500   1,83,000  
663   Fund Management 
Activities   4   1,49,696   2,49,338   60,306   79,150   1,17,506   1,31,320   1,36,926   1,54,540   1,39,096   1,99,840  
68   Real Estate  Activities   20   18,15,610   46,97,200   2,23,750   8,550   3,23,650   1,04,000   5,20,900   1,53,550   6,58,850   4,79,200  
69   Legal and Accounting 
Activities   10   3,46,600   6,59,000   71,100   95,000   1,50,500   1,87,000   2,26,650   3,34,000   2,79,850   3,99,500  
70   Activities of Head  Offices; 
Management Consultancy 
Activities   2   30,000   70,000   0   0   0   0   8,000   18,000   18,000   20,000  
71   Architecture and 
Engineering Activities; 
Technical testing and 
Analysis   78   54,46,592   76,00,674   10,56,609   3,07,900   18,52,440   16,94,380   37,46,261   39,11,600   39,79,429   47,05,756  
72   Scientific Research and 
Development   2   83,500   1,30,500   9,700   10,300   27,000   40,500   43,500   63,000   43,900   63,500  
73   Advertising and Market 
Research   14   14,24,900   18,57,500   28,000   30,000   97,300   1,03,000   4,16,790   4,78,200   6,51,700   7,77,300  
74   Other Professional, 
Scientific and T echnical 
Activities   312   1,03,05,590   1,62,70,160   14,13,151   2,29,500   25,67,280   15,66,550   52,29,949   51,55,337   52,55,904   65,20,862  
75   Veterinary Activities   17   7,29,600   10,04,600   13,35,000   7,67,400   6,43,200   8,33,400   7,04,940   8,65,100   7,30,100   9,04,200  
771   Renting and Leasing of 
Motor Vehicles   18   12,57,550   17,44,700   2,26,500   60,700   4,09,600   2,82,100   6,85,200   6,98,900   5,46,100   6,40,000  
772   Renting and Leasing of 
Personal and Household 
Goods   110   65,49,010   98,34,265   5,51,400   84,500   6,56,260   2,57,925   12,14,700   11,01,795   13,50,140   12,90,505  
773   Renting and Leasing of 
Other Machinery, 
Equipment and Tangible 
Goods n.e.c.   106   67,23,930   1,03,29,264   8,36,440   3,38,500   13,19,710   9,02,255   16,09,215   15,11,030   25,90,250   27,11,169

34  
   
 
 
Table  2 : Distribution   of  operating expenses and receipts   during the lock down period from Aril to July 2020  
 
 
 
Other service s  
 
NIC 
group   NIC description   Total 
No.of 
enterprises 
surveyed   Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
Operating 
Exp.(In Rs) Receipts         
(In Rs) Operating 
Exp.               
(In Rs) Receipts         
(In Rs) Operating 
Exp.              
(In Rs) Receipts        
(In Rs) Operating 
Exp.                          
(In Rs) Receipts         
(In Rs) Operating 
Exp.(In   Rs) Receipts          
(In Rs)
78   Employment Activities   13   7,39,400   8,43,700   1,75,300   2,08,000   2,56,400   2,99,900   3,49,700   4,17,300   3,52,800   4,23,600  
79   Travel Agency, Tour 
Operator and Other 
Reservation Service 
Activities   105   83,37,120   1,21,10,200   9,33,400   2,77,000   10,12,600   5,90,490   19,19,570   11,61,620   21,67,925   16,68,450  
80   Security and Investigation 
Activities   1   85,00,000   93,00,000   84,50,000   86,00,000   84,00,000   84,00,000   84,80,000   86,50,000   84,20,000   85,00,000  
81   Services to Buildings and 
Landscape Activities   71   1,17,53,210   1,44,48,610   13,21,080   12,90,900   27,82,295   29,54,140   52,78,920   61,08,420   64,50,680   79,01,351  
82   Office Administrative, 
Office Support and Other 
Business Support Activities   146   86,14,588   1,13,13,099   5,01,760   1,38,550   11,81,010   9,86,750   20,67,228   23,35,212   20,96,335   24,07,826  
85   Education   167   1,83,95,147   2,41,83,521   51,56,409   17,09,289   56,88,938   29,09,082   65,07,256   47,95,427   62,41,012   41,74,091  
86   Human Health Activities   201   2,02,92,317   2,81,58,337   89,02,272   67,29,819   1,06,32,115   1,03,62,042   1,20,76,798   1,30,09,244   1,13,81,748   1,30,54,875  
87   Residential Care Activities   10   12,94,550   20,37,000   2,99,050   2,01,500   5,81,300   7,88,250   7,83,900   10,27,000   9,62,150   13,33,100  
88   Social Work Activities 
Without Accommodation   2   73,000   1,79,000   0   0   0   0   0   0   0   0  
90   Creative, Arts and 
Entertainment Activities   57   35,98,850   55,96,800   4,19,260   2,19,000   4,96,500   3,22,350   8,29,670   13,04,700   7,74,100   7,44,900  
91   Libraries, Archives, 
Museums and Other 
Cultural Activities   8   87,169   94,802   12,300   3,000   17,910   8,600   57,578   1,06,790   1,30,860   49,780  
92   Gambling and Betting 
Activities (coverage will be 
restricted to legal activities 
only) 45   75,06,500   99,01,875   64,850   750   35,20,650   37,59,300   48,04,300   53,59,800   53,93,170   59,07,080  
93   Sports  Activities and 
Amusement and Recreation 
Activities   9   3,82,900   7,21,000   54,800   0   66,950   13,000   1,23,600   15,000   1,16,600   8,000  
949   Activities of Other 
Membership Organizations   2   35,000   45,000   0   0   0   0   18,000   11,000   19,000   13,500  
95   Repair of Computers and 
Personal and Household 
Goods   278   1,29,44,381   1,85,36,285   13,00,415   5,92,120   38,27,490   43,40,640   91,57,365   1,14,30,825   87,67,690   1,10,28,775  
96   Other Personal Service 
Activities   530   1,30,19,793   2,19,34,240   14,71,215   1,37,100   24,74,450   14,05,110   56,15,551   64,26,610   62,84,596   74,78,211  
941   Activities of Business, 
Employers and Professional 
Membership Organizations   4   16,60,490   18,53,821   6,69,244   5,32,875   9,78,732   8,31,522   14,30,860   17,01,837   15,84,920   18,19,142

35  
   
 
Table 3: Distribution of enterprises  indebted   during   the lock down period from Aril to July 2020  
 
 
Manufacturing  
 
NIC group   NIC description   Total number 
of enterprises 
surveyed   No.of enterprises  
having loan   No.of enterprises 
delayed loan   Amount of loan 
delayed(Rs.)
01632   Cotton  Ginning, Cleaning and Bailing  
2   2   1   20,000  
10   Manufacture of Food Products  
694   248   221   3,15,01,670  
11   Manufacture of Beverages  
48   19   18   19,99,100  
13   Manufacture of Textiles  
104   40   39   25,28,344  
14   Manufacture of Wearing Apparel  
375   127   115   1,15,58,068  
15   Manufacture of Leather and Related Products  
27   11   10   27,18,000  
16   Manufacture of Wood and Products of Wood and Cork, except Furniture  
95   31   31   27,08,332  
17   Manufacture of Paper and Paper Products  
34   12   10   5,06,200  
18   Printing and Reproduction of  Recorded Media  
96   47   41   35,57,540  
19   Manufacture of Coke and Refined Petroleum Products  
3   2   1   27,500  
20   Manufacture of Chemicals and Chemical Products  
24   9   9   6,54,800  
21   Manufacture of Pharmaceuticals, Medicinal Chemical and Botanical Products  
15   6   6   8,86,000  
22   Manufacture of Rubber and Plastics Products  
67   24   18   31,64,800  
23   Manufacture of other non - metallic Mineral Products  
114   51   48   52,41,156  
24   Manufacture of Basic Metals  
55   16   10   96,91,000  
25   Manufacture of Fabricated Metal Products, except  Machinery and Equipment  
257   73   66   29,48,045  
26   Manufacture of Computer, Electronic and Optical Products  
9   5   5   1,16,000  
27   Manufacture of Electrical Equipment  
8   2   2   11,80,000  
28   Manufacture of Machinery and Equipment n.e.c.  
19   9   5   1,69,000  
29   Manufacture of Motor Vehicles, Trailers and Semi - Trailers  
8   2   2   1,05,000  
30   Manufacture of Other Transport Equipment  
6   3   3   83,500  
31   Manufacture of Furniture  
227   82   78   96,27,298  
32   Other Manufacturing  
315   127   116   2,17,36,675  
33   Repair and Installation  of Machinery and Equipment  
102   19   14   7,66,300  
3510   Electric power generation, transmission and distribution (except 35101, 
35102, 35104)   2   1   1   40,000  
Total   2706   968   870   113534328

36  
   
 
 
 
 
 
Table 3: Distribution of enterprises  indebted   during   the lock down period from Aril to July 2020  
 
 
 
Trade  
 
NIC group   NIC description   Total number 
of enterprises 
surveyed   No.of enterprises  
having loan   No.of enterprises 
delayed loan   Amount of loan 
delayed(Rs.)
45   Wholesale and Retail Trade and Repair   of Motor Vehicles and Motorcycles   456   124   112   2,28,85,838  
46   Wholesale Trade, except of Motor Vehicles and Motorcycles   255   86   73   2,95,85,260  
47   Retail Trade, except of Motor Vehicles and Motorcycles   2,162   723   635   6,01,31,873  
Total   2873   933   820   112602971

37  
   
 
 
Table 3: Distribution of enterprises  indebted   during   the lock down period from Aril to July 2020  
 
 
Other services  
 
NIC group   NIC description   Total number 
of enterprises 
surveyed   No.of enterprises  
having loan   No.of enterprises 
delayed loan   Amount of loan 
delayed(Rs.)
38   Waste collection, treatment and disposal activities; materials recovery  
18   5   5   5,15,000  
39   Remediation activities and other waste management services  
4              
492   Other Land Transport (excluding 49212,  49213)  
150   66   64   71,68,851  
50   Water Transport  
3   1   1   88,000  
52   Warehousing and Support Activities for Transportation  
20   7   7   16,38,800  
53   Postal and Courier Activities  
45   7   6   1,18,000  
55   Accommodation  
65   23   23   52,97,500  
56   Food and Beverage Service  Activities  
541   219   204   1,56,72,607  
58   Publishing Activities  
47   14   13   8,32,000  
59   Motion Picture, Video and Television Programme Production, Sound 
Recording and Music Publishing Activities  
74   32   30   21,87,700  
60   Broadcasting and Programming Activities  
16   6   6   6,45,000  
61   Telecommunications  
48   15   14   6,38,500  
62   Computer Programming, Consultancy and Related Activities  
85   30   25   6,90,400  
63   Information Service Activities  
158   54   48   17,12,700  
64193   Special code for Chit funds  
11   1     0   0    
643   Trusts, Funds and   Other Financial Vehicles (including special codes 64309 
for self â€“help groups)  
3   0   0     0    
649   Other Financial Service Activities Except Insurance and Pension Funding 
Activities  
44   9   7   43,05,655  
661   Activities Auxiliary to Financial Service Activities,  except Insurance and 
Pension Funding (excluding 6611)  
4     0   0     0    
6621   Risk and Damage Evaluation  
4   1   1   10,000  
663   Fund Management Activities  
4   1          
68   Real Estate Activities  
20   6   6   20,33,000  
69   Legal and Accounting Activities  
10   0     0     0    
70   Activities of Head Offices; Management Consultancy Activities  
2     0   0     0    
71   Architecture and Engineering Activities; Technical testing and Analysis  
78   22   21   13,63,400

38  
  
 
Table 3: Distribution of enterprises  indebted   during   the lock down period from Aril to July 2020  
 
Other services  
 
NIC group   NIC description   Total number 
of enterprises 
surveyed   No.of enterprises  
having loan   No.of enterprises 
delayed loan   Amount of loan 
delayed(Rs.)
72   Scientific Research and Development   2  
0   0   0  
73   Advertising and Market Research  
14   4   4   2,65,000  
74   Other Professional, Scientific and Technical Activities  
312   112   105   66,58,666  
75   Veterinary Activities  
17   5   5   3,18,500  
771   Renting and Leasing of Motor Vehicles  
18   12   12   9,94,500  
772   Renting   and Leasing of Personal and Household Goods  
110   39   36   37,55,250  
773   Renting and Leasing of Other Machinery, Equipment and Tangible Goods n.e.c.  
106   53   52   34,01,600  
78   Employment Activities  
13   2   1   12,000  
79   Travel Agency, Tour Operator and Other  Reservation Service Activities  
105   39   37   46,10,000  
80   Security and Investigation Activities  
1   0   0   0  
81   Services to Buildings and Landscape Activities  
71   21   19   19,77,080  
82   Office Administrative, Office Support and Other Business Support Activities   146   42   39   14,25,300  
85   Education  
167   47   43   1,72,37,100  
86   Human Health Activities  
201   58   49   47,33,260  
87   Residential Care Activities  
10   4   4   1,31,295  
88   Social Work Activities Without Accommodation  
2   0   0   0  
90   Creative, Arts and Entertainment Activities  
57   19   16   6,34,400  
91   Libraries, Archives, Museums and Other Cultural Activities  
8   0   0   0  
92   Gambling and Betting Activities (coverage will be restricted to legal activities only) 45   7   6   1,71,000  
93   Sports Activities and Amusement and Recreation Activities  
9   4   4   2,68,200  
949   Activities of Other Membership Organizations  
2   0   0   0  
95   Repair of Computers and Personal and Household Goods  
278   81   67   26,35,640  
96   Other Personal Service Activities  
530   145   137   54,59,148  
941   Activities of Business, Employers and  Professional Membership Organizations   4   1   1   60,000  
Total   3682   1214   1118   99665052

39  
   
 
 
 
Table 4: Distribution of number of working  days during   the lock down period from Aril to July 2020  
Manufacturing  
NIC group   NIC description   Total number of 
enterprises 
surveyed   Number of working days  
Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
01632   Cotton Ginning, Cleaning and Bailing  
2   51   0   31   20   33  
10   Manufacture of Food Products  
694   17,738   5,584   9,515   13,543   13,845  
11   Manufacture of Beverages  
48   1,230   180   332   664   711  
13   Manufacture of Textiles  
104   2,592   101   641   1,604   1,838  
14   Manufacture of Wearing Apparel  
375   9,448   372   1,919   5,972   6,455  
15   Manufacture of Leather and Related Products  
27   695   23   137   504   563  
16   Manufacture of Wood and Products of Wood   and Cork, except Furniture  
95   2,249   106   428   1,368   1,465  
17   Manufacture of Paper and Paper Products  
34   796   53   193   435   518  
18   Printing and Reproduction of Recorded Media  
96   2,377   70   517   1,630   1,747  
19   Manufacture of Coke and Refined Petroleum Products  
3   65   34   29   28   29  
20   Manufacture of Chemicals and Chemical Products  
24   553   77   152   338   387  
21   Manufacture of Pharmaceuticals, Medicinal Chemical and Botanical Products  
15   371   183   248   282   320  
22   Manufacture of Rubber and Plastics Products  
67   1,657   111   536   1,201   1,303  
23   Manufacture of other non - metallic Mineral Products  
114   2,653   136   594   1,327   1,637  
24   Manufacture of Basic Metals  
55   1,355   24   409   866   1,016  
25   Manufacture of Fabricated Metal Products, except Machinery and Equipment  
257   6,212   294   1,344   3,896   4,348  
26   Manufacture of Computer, Electronic and Optical Products  
9   238   10   74   170   196  
27   Manufacture of Electrical Equipment  
8   180   2   51   137   150  
28   Manufacture of Machinery and Equipment n.e.c.  
19   442   25   206   348   412  
29   Manufacture of Motor  Vehicles, Trailers and Semi - Trailers  
8   204   0   55   141   155  
30   Manufacture of Other Transport Equipment  
6   174   10   38   100   124  
31   Manufacture of Furniture  
227   5,601   131   1,126   3,510   3,981  
32   Other Manufacturing  
315   7,488   519   1,674   4,242   4,893  
33   Repair and  Installation of Machinery and Equipment  
102   2,548   142   550   1,702   1,794  
3510   Electric power generation, transmission and distribution (except 35101, 35102, 35104)  
2   40   0   18   20   22  
Total   2706   66957   8187   20817   44048   47942

40  
   
 
 
 
 
 
 
Table 4: Distribution of  number of working days   during the lock down period from Aril to July 2020  
 
   Trade  
 
 
 
 
NIC group   NIC description   Total number of 
enterprises 
surveyed   Number of working days  
Normal month   Apr - 20   May - 20   Jun - 20   Jul - 20  
45   Wholesale and Retail Trade and  Repair of Motor Vehicles and Motorcycles   456   11,534   742   3,618   8,808   9,260  
46   Wholesale Trade, except of Motor Vehicles and Motorcycles   255   6,677   2,449   3,801   5,582   5,587  
47   Retail Trade, except of Motor Vehicles and Motorcycles   2,162   57,026   18,350   31,401   48,454   48,811  
Total   2873   75237   21541   38820   62844   63658

41  
   
 
 
Table 4: Distribution of number of working days   during the lock down period from Aril to July 2020  
Other Services  
NIC group   NIC description   Total number of 
enterprises 
surveyed   Number of working days  
Normal 
month   Apr -
20   May -
20   Jun - 20   Jul - 20  
38   Waste collection, treatment and disposal activities; materials recovery  
18   461   24   126   310   375  
39   Remediation activities and other waste management services  
4   104   0   10   10   77  
492   Other   Land Transport (excluding 49212, 49213)  
150   4,033   216   964   2,561   2,739  
50   Water Transport  
3   82   0   15   20   17  
52   Warehousing and Support Activities for Transportation  
20   504   76   211   335   354  
53   Postal and Courier Activities  
45   1,139   52   437   936   963  
55   Accommodation  
65   1,788   235   433   686   862  
56   Food and Beverage Service Activities  
541   13,526   1,605   3,932   8,796   9,899  
58   Publishing Activities  
47   1,185   17   253   786   861  
59   Motion Picture, Video and Television Programme Production, Sound Recording and Music 
Publishing Activities  
74   1,821   10   253   1,068   1,349  
60   Broadcasting and Programming Activities  
16   450   239   307   404   391  
61   Telecommunications  
48   1,316   446   635   1,066   1,121  
62   Computer Programming, Consultancy and Related Activities  
85   2,116   131   614   1,624   1,697  
63   Information Service Activities  
158   3,964   328   1,292   3,123   3,165  
64193   Special code for Chit funds  
11   277   25   146   258   259  
643   Trusts, Funds and Other Financial Vehicles (including special codes 64309 for self â€“help groups)  
3   67   9   45   73   77  
649   Other Financial Service Activities Except Insurance and Pension Funding Activities  
44   1,116   97   424   894   930  
661   Activities Auxiliary to Financial Service Activities, except Insurance and Pension Funding 
(excluding 6611)  
4   98   24   61   76   101  
6621   Risk and  Damage Evaluation  
4   102   27   28   79   84  
663   Fund Management Activities  
4   91   25   49   66   90  
68   Real Estate Activities  
20   392   4   70   131   170  
69   Legal and Accounting Activities  
10   252   59   105   219   226  
70   Activities of Head Offices; Management Consultancy Activities  
2   48   0   0   24   35  
71   Architecture and Engineering Activities; Technical testing and Analysis  
78   1,910   42   518   1,429   1,573  
72   Scientific Research and Development  
2   54   10   25   52   53  
73   Advertising and Market Research  
14   326   20   65   234   285  
74   Other Professional,   Scientific and Technical Activities  
312   7,761   151   1,541   5,124   5,698  
75   Veterinary Activities  
17   502   425   458   495   508

42  
   
 
 
 
Table 4: Distribution of number of working days   during  the lock down period from Aril to July 2020  
Other Services  
NIC group   NIC  description   Total number of 
enterprises 
surveyed   Number of working days  
Normal 
month   Apr -
20   May -
20   Jun - 20   Jul - 20  
771   Renting and Leasing of Motor Vehicles  
18   453   16   88   233   239  
772   Renting and Leasing of Personal and Household Goods  
110   2,537   40   360   1,017   1,194  
773   Renting and Leasing of Other Machinery, Equipment and Tangible Goods n.e.c.  
106   2,417   127   586   1,453   1,557  
78   Employment Activities  
13   339   60   126   265   248  
79   Travel Agency, Tour Operator and Other Reservation Service Activities  
105   2,634   54   261   979   1,239  
80   Security and Investigation Activities  
1   30   30   30   30   30  
81   Services to Buildings and Landscape Activities  
71   1,717   142   465   1,059   1,249  
82   Office Administrative, Office Support and Other Business Support Activities  
146   3,650   130   1,169   2,929   2,951  
85   Education  
167   4,290   41   248   931   1,074  
86   Human Health Activities  
201   5,308   1,735   2,924   4,172   4,120  
87   Residential Care Activities  
10   260   65   103   178   190  
88   Social Work Activities Without Accommodation  
2   51   0   0   0   0  
90   Creative, Arts and  Entertainment Activities  
57   1,225   111   229   479   595  
91   Libraries, Archives, Museums and Other Cultural Activities  
8   217   0   22   160   182  
92   Gambling and Betting Activities (coverage will be restricted to legal activities only)
45   1,268   2   87   686   902  
93   Sports  Activities and Amusement and Recreation Activities  
9   237   0   11   20   13  
949   Activities of Other Membership Organizations  
2   53   0   0   40   46  
95   Repair of Computers and Personal and Household Goods  
278   7,018   263   2,149   5,433   5,560  
96   Other Personal Service  Activities  
530   13,334   110   1,614   7,636   8,716  
941   Activities of Business, Employers and Professional Membership Organizations  
4   101   30   64   96   96  
Total   3682   92624   7253   23553   58675   64160
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